How many billboards advertising attorneys did you see today on your commute from work? If you live anywhere in Tampa Bay, chances are that you lost track of them.
At this point you should know who to call if you’re having family law issues. Hurricane damage? Well, there’s a lawyer who can help you with that too. We know who’s aggressive and who wishes you a Merry Christmas.
But when you get into a car accident, shouldn’t your insurance company and a doctor be enough? What’s the point of getting a lawyer involved?
4 Reasons You Should Get a Lawyer After a Car Accident
When in doubt, call a Personal Injury attorney and get your questions answered, ASAP. The following are a few reasons why:
1. You’ll be more likely to receive coverage for medical costs: Florida requires auto insurance policies to include Personal Injury Protection (PIP). The great news is that your own insurance would cover 80% of your medical bills and a portion of your lost wages, up to $10,000.00. This is the case regardless of who was at fault for the accident.
The bad news is that you only have 14 days to file a claim. This means that if you feel OK right after the accident, but start getting neck pain 15 days later, you can’t receive coverage from your own policy. You’d have to file a lawsuit against the at-fault party (if there was one).
2. If you do have to file a lawsuit, you’ll be better prepared: If you have costs that exceed the $10,000 PIP, you may be able to file a personal injury claim against the person who caused the accident.
A PI attorney is going to think about things that may not even cross your mind, such as preservation of evidence, deposing witnesses, and subpoenaing information from the other parties involved in the accident.
You’ll also have someone watching out for your own interests when the attorney from the at-fault party’s insurance company tries to minimize your damages or make it seem like you may be exaggerating things.
3. A lawyer understands the nuances of a case: Sometimes, a legitimate claim may get denied by an insurance company. Other times, the at-fault party’s insurance will accept the claim, but severely undervalue it.
A personal injury attorney will likely know the reasons for the denial or undervaluation and will know the next steps to take to ensure that you still have a chance at collecting an adequate amount of compensation.
4. A PI attorney will look at the big picture: If you do things on your own, you’d probably be thinking about the present: your current medical condition, the costs of repairing your car, etc.
A PI attorney will also take into account future loss of wages, and pain and suffering caused by your injuries.
Should I Get a Lawyer for a Minor Car Accident?
If you suffered an insignificant amount of damage, let your medical bills and auto shop estimates reflect that.
Also, if it indeed was a minor accident, the attorney for the at-fault party’s insurance company may have you sign documentation that would prevent you from recovering any additional monies should you have any future damages that stem from the accident.
Contact St. Petersburg Car Accident Attorneys at Clark Law for a Free Consultation
No matter how much you read online about how the legal system works, every case is different. A particular set of circumstances may allow one party to recover more than another.
The only way to know is by talking about your case with an experienced personal injury attorney. At Clark Law, we’ll know the best course of action to take. Contact us to find out how to move forward. When dealing with potential medical costs, it’s better to be safe than sorry.